All Risks Insurance

This policy insures your property against loss or damage not specifically excluded in the All Risks policy.

Features

  • This policy covers your properties against loss.

  • This policy covers your properties damaged by fire, lightning, or accidental damage.

  • Any misfortune not specifically excluded in the All Risks policy.

Eligibility

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    All business enterprise and corporations.

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    Duration of cover for one year.

 Major Exclusions

  • Loss/damage arising from war, terrorism and nuclear risks;

  • Loss/damage arising from confiscation or destruction or order by any government or authority;

  • Wear and tear, depreciation, gradual deterioration, mildew, moth, vermin or any process of cleaning, dyeing, repairing, restoring or renovating;

  • Scratching or denting of any article or breakage of lenses or glass, china, earthenware or other articles of a brittle nature unless caused by burglary, thieves or fire;

  • Loss/damage where any member of the Insured’s household or business staff is concerned as principal or accessory.

  • Note: This list is non-exhaustive. Please refer to the policy contract for the full list of the exclusions under this policy